Today, most Health Insurance policies do offer cashless hospitalization facilities and route your policy through a Third Party Administrator (TPA). However, you should be familiar with the terms- Network Hospital and Non-Network Hospital. Network Hospitals are those hospitals that your TPA has an agreement with. In case of hospitalization, if you get admitted to a Network Hospital you will be eligible for cashless hospitalization, subject to the other terms and conditions mentioned in your policy being fulfilled. In case you are admitted to a Non-Network Hospital, you will have to settle the bills directly to the hospital and then seek reimbursement through your TPA.